
Insurance FAQ
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We do! Our insurances are limited, due to paneling or due to current licensure, so, please verify with your provider, the Office Admin, or your insurance plan, before scheduling.
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We are not in-network with Medicare or Medicaid, even if they are associated with an insurance company we accept.
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Insurance can help cover therapy, but there are limitations:
Diagnosis Requirement: Insurance companies require a mental health diagnosis to cover treatment.
Limited Sessions: They may limit the number of sessions or only cover certain treatment methods.
Privacy Considerations: Insurance may request access to your session notes.
Deductibles & Copays: Some plans have high deductibles or specialist copays, meaning paying out-of-pocket may be similar in cost.
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Yes! If your insurance offers out-of-network benefits, we can provide documentation for reimbursement. However, you are responsible for understanding your insurance provider’s process and coverage.
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We accept:
✔️ Flex Spending Accounts (FSA) & Health Savings Accounts (HSA)
✔️ Ecclesiastical Pay
✔️ Checks, Debit, & Credit Cards
✔️ Cash
What to Ask Your Insurance Provider to verify your coverage
✔️ Does my plan cover mental health services?
✔️ Is my therapist in-network?
✔️ If not, do I have out-of-network benefits?
✔️ What is my copay or deductible?
✔️ How many sessions per year are covered?
Clients are encouraged to call their insurance provider with these questions before their first session.
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Regence Blue Cross Blue Shield of Utah
We are in-network with Regence Blue Cross Blue Shield of Utah, as well as BCBS plans from other states—they all process through the Utah branch. So if you have a Blue Cross Blue Shield plan from another state, you're still covered under our network through BCBS of Utah.
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DMBA (Deseret Mutual Benefit Administrators)
We are in-network with DMBA, which often provides coverage for mental health services including individual, couples, and family therapy.
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Cigna / Evernorth
We are in-network with Cigna, which now operates under the Evernorth brand for behavioral health.
Cigna typically covers therapy services, though coverage varies depending on your individual plan. -
Motiv Health
We are in-network with Motiv Health, a growing insurance provider that offers Health Savings Account (HSA)-based plans with mental health coverage.
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PEHP (Public Employees Health Program)
We are in-network with PEHP, which provides mental health benefits for many Utah public employees.
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Samera Health
We are in-network with Samera Health, which offers behavioral health services through employer plans and specialized networks.
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Select Health
We are in-network with Select Health, but only for the following networks:
🔹 Care, Choice, Med, Share, and ValueIf your plan is part of one of these networks, your sessions may be covered under in-network benefits.
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Self-Pay
Some clients choose private pay for therapy to avoid insurance restrictions, maintain full privacy, or access more flexible treatment options. We accept FSA, HSA, and various payment methods to make therapy accessible.
Intake Appointment: $150
All following: $125